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Home  > Admission > Scholarships & Financial Aid > PTPTN (Kuala Lumpur Campus)
PTPTN  (Kuala Lumpur Campus)
1.   Eligibility

Applicants must:
  • Hold a Malaysian citizenship;
  • Not more than 45 years on the date of application;
  • Enrolled in a Private Tertiary Education Institution (IPTS) that offers a full-time degree or diploma course that is approved by the Ministry of Education Malaysia and Malaysian Qualifications Agency (MQA);
  • Meet the entry requirements set by the MOE & MQA;
  • Balance of study upon application must not be less than one year;
  • No other sponsor; and
  • Has opened a SSPN-i account (Skim Simpanan Pendidikan Nasional).
Other criteria:
  • Students who have received PTPTN loan through previous college / university, but have withdrawn or have not completed their programme, are required to terminate the contract and make full payment with PTPTN before a new application can be made.
  • Diploma PTPTN loan holder who will continue to Degree programme may proceed to the new application and do not need to apply for the loan repayment extension. The diploma repayment amount will be transferred to the new agreement of degree programme.
  • Loan holder who would like to Transfer Programme, choose one option from the below:

    1 Borang Permohonan Pertukaran Kursus
    • Request the Acknowledgement Letter for transfer programme with Registrar’s Office or SAA.
    • The approval is subject to PTPTN strictly on one condition – do not repeat the semester and will complete the study within the timeframe as the same in the first PTPTN agreement.
    • If approved, applicants will fall into overlapping schedule and do not need to pay back the loan balance of initial programme.
    2 Borang Pembatalan Perjanjian dan Penolakan Pembiayaan Pendidikan
    • Recommend for those who have not received any loan disbursement yet
    • Have received loan disbursement: please choose option 1 or else you will need to payback the loan amount received and will lost the loan of previous semester(s).
    • Steps: cancel the previous PTPTN agreement, settle the loan amount that have been received and re-apply for the new programme.
* To access important forms concerning PTPTN, please visit http://www.ptptn.gov.my/web/guest/borang2
2.   PTPTN Loan Application Process

Meet the minimum academic entry requirements
  • Click here to view programmes eligible with the minimum requirement for PTPTN loan applications.
Prepare before the online registration
  • Open a CIMB Saving Account
  • Open a SSPN-i Account (through Maybank, Bank Islam, Agrobank, or Bank Rakyat)
  • Buy a PTPTN pin number from BSN (Bank Simpanan Nasional) : RM5 per application and it is valids for 6 months
Register and submit the online application
  • PTPTN Online Application Guidelines (Click here)
  • As of August 2016, PTPTN diploma loan holders applying for degree programme DO NOT need to apply for the loan repayment extension and the diploma repayment amount will be transferred into the new agreement of degree programme.
Check application status
  • Applicants must check their application status on the PTPTN website on the 6th working day after the specific application deadline.
Submit the loan agreement documents
  • Guidelines to complete the agreement documents (Click here)
  • The loan agreement (surat tawaran) will be expired if the applicants did not submit it to the PTPTN office within fourteen (14) days from the agreement letter date or any date set by PTPTN. The applicant will need to re-apply.
  • Please submit two (2) copies of the agreements and one (1) copy of UCSI Offer Letter to the SAA office within seven (7) days / any date set by SAA after the respective application deadlines.
Check loan disbursement in CIMB
  • PTPTN will process the agreement on 16th and 30th.
  • The loan will be credited on 24th if the agreement is submitted to PTPTN before 16th.
  • The loan will be credited on 7th of the following month if the agreement is submitted to PTPTN on 16th and after.
  • The following loan disbursement will be credited on 24th or 7th of the following month in each semester (may delay depends on CIMB bank’s processing speed), and subjected to student’s previous semester GPA result.
 
3.   CIMB Saving Account
All students are required to open a normal saving account (under single name) for PTPTN loan application.

For students who are below 18 years old, you need to hold on to the application until you reach 18 years old to open the normal saving account (under single name).

The PTPTN application can be done in the following intake (upon turning 18 years old).
 
4.   SSPN-i Account
Introduction

Skim Simpanan Pendidikan Nasional (SSPN-i) is a savings system specially designed by the Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) for higher education. The system offered is Syariah compliant based on the "Wakalah Bil Istithmar" concept, whereby the depositors appoint PTPTN to manage their deposits for investment purposes.

Beginning of 1st January 2012, students who wish to apply for PTPTN education financing for their studies are REQUIRED to have an SSPN-i account with a minimum deposit of RM20.00.

The opening of an account is encouraged to be done through Maybank, Bank Islam Malaysia Berhad (Bank Islam), Agrobank or Bank Rakyat to expedite the process.


Benefits
  • Eligibility for educational financing application;
  • Tax relief assessment of current year net savings up to RM6,000.00 per year;
  • Free Takaful coverage for the depositors who have savings of RM1,000.00 and above*;
  • Rewards of matching grant up to RM10,000.00 for eligible families**;
  • Savings guaranteed by the Government;
  • Competitive dividends and exempted from income tax; and
  • Savings access in PTPTN and over 3,000 SSPN-i agent branches.
* Free Takaful coverage in the form of death/ total permanent disabilities (RM to RM) benefit and funeral expenses is eligible for depositors aged 18 to 65 years, while beneficiaries aged 1 to 28 years are eligible to receive funeral expenses subject to the stipulated terms and conditions.

* Eligible before date of birth.

** Families with a monthly income (basic salary) not exceeding RM2,000.00 is eligible for the matching grant when their children are accepted and enrolled in higher learning institutions. The application must be attached by complete documents and submitted to PTPTN Offices. Matching Grants eligibility is subject to the stipulated terms and conditions.



Terms & conditions to opening an SSPN-i account
  • The depositor and the beneficiary must be a Malaysian citizen;
  • Depositor also can open account for himself as beneficiary;
  • Each depositor can only open one account for the same beneficiary;
  • Beneficiary must be 1 day up before reaching the age of 29 years (or below 29 years old);
  • Beneficiary who have had accounts opened by depositor can open an account for himself or open an account for any other citizen. This means beneficiary at the same time can be a depositor; and
  • Different depositor is allowed to open an account for the same beneficiary and no limit on the number of accounts for each beneficiary.

Opening of an Account

SSPN-i account can be opened at PTPTN counters and SSPN-i agents nationwide. Documents needed when opening an account:
  • Copy of the applicant's MyKad/ Police or Military Card;
  • Copy of the child's Birth Certificate/ MyKid/ MyKad; and
  • Letter of Declaration/ Certificate of Adoption (for parents who are opening an account for adopted child under their legal care).
For more information about SSPN-i, please click here.
 
5.   BSN-PTPTN PIN Number
  • The PIN number can be purchased from Bank Simpanan Nasional (BSN) for RM5.00 (valid for 6 months ONLY). Please keep the receipt for website log-in purposes
  • Should there be any difficulty in logging-in or in resetting the password, please contact:

    PTPTN One-Stop-Centre
    Unit 1 & 2A, 2B,
    Level 2, Stesen Sentral Kuala Lumpur
    50470 Kuala Lumpur

    Contact number : 03- 2080 4455
    Official Website : http://www.ptptn.gov.my
    Operation Hours : 8.30am to 5.00pm (Monday to Thursday)
      : 8.30am to 12.15pm, 2.45pm to 5.00pm (Friday)
 
6.  PTPTN Briefing & Application Schedule
Applicants are encourage to attend the briefings as mentioned below. The briefings include a step-by-step guidance on how to apply for a PTPTN Online Application and the guidelines to complete PTPTN Agreement Documents.

Programme PTPTN Briefing Dates Venue
All Diploma & Bachelor’s Degree Programmes (unless listed below)
  • *06 / 01 / 2017 (Friday), 2.30pm
  • *12 / 05 / 2017 (Friday), 2.30pm
  • *14 / 09 / 2017 (Thursday), 2.30pm
* Multipurpose Hall (MPH),
4th Floor (Block A),
KL Campus (South Wing)

OR

** Conference Room,
5th Floor (Block B),
KL Campus (South Wing)
  • Diploma in Nursing
  • Bachelor in Nursing (Hons)
  • Bachelor in Optometry
  • Bachelor of Science (Hons) in Architecture
  • Bachelor of Arts (Hons) Interior Architecture
  • *06 / 01 / 2017 (Friday), 4pm
  • **`08 / 07 / 2017 (Saturday), 10am
  • Walk in enquiry
  • Doctor of Medicine
  • Bachelor of Pharmacy
  • **19 / 08 / 2017 (Saturday), 10am
  • Walk in enquiry
Note: The PTPTN Briefing date & venue are subject to change until further notice and kindly check your STUDENT EMAIL regularly for any updated information.


Programme
  • General Programme
  • Diploma in Nursing
  • Bachelor in Nursing (Hons)
  • Bachelor in Optometry
  • BSc (Hons) in Architecture
  • BA (Hons) Interior Architecture
  • Doctor of Medicine
  • Bachelor of Pharmacy
PTPTN Online Application Periods & Deadlines January Semester
1 Dec – 31 Dec
1 Jan – 31 Jan
Deadlines: 31 Dec & 31 Jan

May Semester
1 Apr – 30 Apr
1 May – 31 May
Deadlines: 30 Apr & 31 May

September Semester
1 Aug – 31 Aug
1 Sep – 30 Sep
Deadlines: 31 Aug & 30 Sep
January Semester
1 Dec – 31 Dec
1 Jan – 31 Jan
Deadlines: 31 Dec & 31 Jan

July Semester
1 June – 30 June
1 July – 31 July
Deadlines: 30 June & 31 July
January Semester
1 Dec – 31 Dec
1 Jan – 31 Jan
Deadlines: 31 Dec & 31 Jan

August / September Semester
1 July – 31 July
1 Aug – 31 Aug
Deadlines: 31 July & 31 Aug
Notes:
  • Please check the application status via the PTPTN website on the 6th working day after the application deadlines.
  • Applicants must submit the PTPTN agreement and supporting documents to Student Affairs & Alumni within seven (7) days from the agreement’s date.
  • Applicants will NOT be able to submit the PTPTN online application other than the dates stated above and would need to wait for the next application periods. Kindly be noted that you will not get full disbursement amount if missed the application period of the first semester.
  • Please contact Student Affairs and Alumni administrator if there is no notification regarding your application status.
7.   PTPTN Loan Amount
As of 1st November 2014, PTPTN will reduce the total loan amount for their new applicants. For private higher education institution, a total of 15% from the previous total loan amount will be deducted. PTPTN will also use the Bantuan Rakyat 1Malaysia (BR1M) data to determine the amount eligible to the applicants. However, total loan amount for the program of Doctor of Medicine will remain the same. There are three levels of loan amount designed by PTPTN to determine the amount eligible to the applicants. The details of the loan levels are as below:

No Rate Description of Eligibility
1 Maximum Family income lower than RM4,000 and student's or parents' names are listed as recipient of BR1M (Bantuan Rakyat 1Malaysia)
2 75% of maximum loan rate Family income lower than RM8,000 (names not listed in BR1M)
3 50% of maximum loan rate Family income higher than RM8,000 (names not listed in BR1M)

Below are the comparative table for old and new loan amount for each semester. The calculation is based on the guideline by PTPTN and has been rounded off to zero decimal place. The exact amount will be determined by PTPTN.

Click here for more loan amount details.

New Loan Amount Table
May 2016 and onwards
(Disbursement amount per year, by semester basis)
Income group Maximum 75% 50%
First Degree - Engineering & Science RM 14,030 RM 10,520 RM 7,010
First Degree - Business & Arts RM 13,600 RM 10,200 RM 6,800
Diploma - Engineering & Science RM 6,800 RM 5,100 RM 3,400
Diploma - Business & Arts RM 6,800 RM 5,100 RM 3,400
Diploma in Nursing RM 12,750 RM 9,560 RM 6,380
B. Sc. (Hons) Nutrition with Wellness
Bachelor of Nursing
Bachelor of Pharmacy
Bachelor of Optometry
RM 17,000 RM 12,750 RM 8,500
Doctor of Medicine RM 30,000 RM 30,000 RM 30,000

New Loan Amount Table
November 2014 – April 2016
(Disbursement amount per long semester)
Income group Maximum 75% 50%
First Degree - Engineering & Science RM 7,015 RM 5,260 RM 3,505
First Degree - Business & Arts RM 6,800 RM 5,100 RM 3,400
Diploma - Engineering & Science RM 3,400 RM 2,550 RM 1,700
Diploma - Business & Arts RM 3,400 RM 2,550 RM 1,700
Diploma in Nursing RM 6,375 RM 4,780 RM 3,190
B. Sc. (Hons) Nutrition with Wellness
Bachelor of Nursing
Bachelor of Pharmacy
Bachelor of Optometry
RM 8,500 RM 6,375 RM 4,250
Doctor of Medicine RM 15,000 RM 15,000 RM 15,000

Old Loan Amount Table
Before November 2014
(Disbursement amount per long semester)
Loan Category RM 4,000 and below RM 4,001 -
RM 5,000
RM 5,001 and above
Income group Full loan Partial loan Tuition fee only
First Degree - Engineering & Science RM 8,250 RM 6,750 RM 5,000
First Degree - Business & Arts RM 8,000 RM 6,500 RM 5,000
Diploma - Engineering & Science RM 4,000 RM 4,000 RM 4,000
Diploma - Business & Arts RM 4,000 RM 4,000 RM 4,000
Diploma in Nursing RM 7,500 RM 7,500 RM 7,500
Bachelor of Nursing RM 10,000 RM 10,000 RM 10,000
Bachelor of Pharmacy RM 10,000 RM 10,000 RM 10,000
Doctor of Medicine RM 15,000 RM 15,000 RM 15,000

Please click here to view the circulation by PTPTN regarding the new loan amount policy.
 
8.   Academic Performance
PTPTN will stop disbursement under the following circumstances:
  • Deferment of studies.
  • Failure to complete studies within the designated time-frame.
  • Student's semester Grade Point Average (GPA) is lower than 2.0 (50%).
  • Prior to disbursement of the loan, PTPTN will request the University to provide student's results at the end of each semester. Please take note that PTPTN has the right to discontinue disbursement of the loan if a student's academic performance has deteriorated.
Please refer to the example below:

Semester GPA Status of Payment
Jan. 2011 <2.0 PTPTN will disburse loan
May 2011 2.0 Stop payment based on Jan. 2011 results
Jan. 2012 <2.0 Will disburse based on May 2011 results
May 2012 2.0 Stop payment based on Jan. 2012 results

* Please note that PTPTN WILL NOT pay back STOPPED PAYMENTS.
 
9.   Insurance
Starting 1st June 2008, all student recipients of the PTPTN loan must register for the Students’ Insurance Policy.
  • The appointment of an insurance company and payment of premium (deducted from the loan total) will be handled by PTPTN.
  • Insurance deductions will be done for every semester when the loans are disbursed.
  • The insurance deduction depends on the total loan amount as below;

    Bil. Loan per semester (RM)
    (a)
    Total semester
    (b)
    Total loan (RM)
    (c)= (a) x (b)
    Total premium
    (RM)
    Deduction of premium
    every semester (RM)
    1 2,500.00 6 15,000.00 180.00 30.00
    2 3,500.00 6 21,000.00 252.00 42.00
    3 6,500.00 6 39,000.00 655.20 109.20
    4 8,000.00 6 48,000.00 806.40 134.40
    5 10,000.00 6 60,000.00 1,296.00 216.00
    6 15,000.00 10 150,000.00 3,384.00 338.40

  • For current loan borrowers whose insurance deduction prior to this is less than the amount stated, the amount will be re-calculated and extra deductions will be made.
 
10.   Loan Repayment
The recipient of PTPTN education loan is responsible for repaying the total amount disbursed by PTPTN, including other costs such as fees, insurance coverage, Duty Stamp and miscellaneous payments as stated in the PTPTN agreement.
  • Subject to the latest policy, PTPTN will charge a 1% service fee per year on the total outstanding loan amount.
  • The loan repayment begins 6 months after the completion of study or employment (whichever is earlier).
  • The repayment period is based on the loan amount:

    Education Loan / Financing Amount Repayment Period
    RM10,000 and Below 60 Months (5 years)
    RM10,001 to RM22,000 120 Months (10 years)
    RM22,001 to RM50,000 180 Months (15 years)
    Above RM50,001 240 Months (20 years)

TERMS & CONDITIONS FOR PTPTN REPAYMENT EXEMPTION:
  1. Obtained a Bachelor Degree with First Class Honour.
    1. CGPA 3.67 and above effective from May 2016 Intake
    2. CGPA 3.75 and above prior to May 2016 Intake
  2. Completed the study within the programme duration as stated in the UCSI Offer Letter.
  3. The PTPTN education loan does not overlap with other sponsorship.
  4. Applicant must submit the complete application within twelve (12) months from the date of the convocation.
  5. The related documents can be requested from the Registrar’s Office / Student Affairs & Alumni after the convocation.
  6. For more information: http://www.ptptn.gov.my/web/guest/bayaran-balik/pengecualian
  7. .
 
11.   Enquiries/Information
For enquiries, please meet the staff at Student Affairs & Alumni, 3rd Floor, Block A, UCSI University Kuala Lumpur Campus (South Wing) or contact the person(s) as below:

No Name Contact No. Email Address
1 Ms. Tan Huey Yen 03-9101 8880 ext 3105 tanhy@ucsiuniversity.edu.my


Note:
The information contained in this web page has been provided by PTPTN. The information is correct at the time of upload and UCSI University reserves the right to make amendments without prior notice. We will not be held liable for subsequent changes to the information.
 
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