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Home  > Admission > Scholarships & Financial Aid > PTPTN (Kuala Lumpur Campus)
PTPTN  (Kuala Lumpur Campus)
1.   Eligibility

Applicants must:
  • Be a Malaysian citizen
  • Not be a recipient of other loans (MARA or JPA loan) or scholarship (internal or external)
  • Possess a Sijil Pelajaran Malaysia (SPM) or O-Level*
  • Possess a Unified Examination Certificate (UEC)* and qualify to enter UCSI University
  • Possess other recognised certificates to qualify for a degree programme: STPM, A-Levels, UEC, SAM**, AUSMAT**, CPU**, CIMP**, UCSI University Foundation, Local Matriculation or Recognized Diploma
  • Enrolled in a Private Private Tertiary Education Institution (IPTS) that offers a full-time degree or diploma course that is approved by MQA & JPS
Other criteria:
  • For students applying for the second time, loans extended earlier by PTPTN must be settled in full prior to a fresh application.
  • Students who have received PTPTN loan through previous colleges / universities, but have left or have not completed their course, are required to terminate the contract and make full payment with PTPTN before a new application can be made.
  • Students who have received a PTPTN loan and completed the diploma, kindly fill up Borang Penangguhan Bayaran Balik to extend your loan until completion of your degree programme. Please print out the form from the PTPTN website. Click here.
  • Balance of study upon application must not be less than one year.
  • There are two options for students who are PTPTN loan recipient and would like to transfer their current programme:
    1. Fill up the Borang Pembatalan Perjanjian dan Penolakan Pembiayaan Pendidikan PTPTN to cancel the previous PTPTN agreement, settle the loan amount that have been received and re-apply for the new PTPTN for the new transferred programme.
    2. Fill up the Borang Permohonan Pertukaran Kursus, request the supporting documents from the Registrar Office, and submit the documents to PTPTN office. The approval is subject to PTPTN strictly on one condition – do not repeat the semester and will complete the study within the timeframe as the same in the first PTPTN agreement.
  • As of Jan 2012, it is compulsory to open a Skim Simpanan Pendidikan Nasional (SSPN-i) account if students want to apply for a PTPTN loan.
* The application requirements may vary from time to time. Please reconfirm with us upon applying for a PTPTN loan.
** Case by case basis. Please reconfirm with us upon applying for a PTPTN loan.
*** To access important forms concerning PTPTN, please visit http://www.ptptn.gov.my/web/guest/borang2


2.   PTPTN Loan Application Process

Step 1: Check minimum academic entry requirements
  • Click here to view programmes eligible with the minimum requirement for PTPTN loan applications.
Step 2: Preparation before online registration
  • Open a CIMB Saving Account
  • Open a SSPN-i Account (through Maybank, Bank Islam, Agrobank, Bank Rakyat or RHB Bank)
  • Buy a BSN-PTPTN pin number (RM5 per application and it is valid for 6 months)
Step 3: Register & submit the online application
  • Manual for New Applicants (Click here)
  • Manual for Existing Applicants (Click here)
  • Prepare the supporting documents - refer to the Guidelines in step 5
Step 4: Check application status
  • Applicants will be notified about their application status within 5 working days after submission of online application.
  • If you did not receive any notification from PTPTN, kindly login to your account in PTPTN portal to check the application status.
  • If your application is rejected , kindly consult Student Affairs and Alumni administrator for further assistance.
  • If your application is approved, kindly follow the instruction below.
Step 5: Submit the loan agreement documents
  • Guidelines to complete the agreement documents (Click here)
  • The loan agreement (surat tawaran) will be expired if the applicants did not submit it to the PTPTN office within one (1) months from the agreement offer letter's date and the applicant will need to re-apply.
  • Please submit two (2) copies of the agreements and one (1) set of the supporting documents to the SAA office within two (2) weeks after the respective application deadlines.
 
3.   CIMB Saving Account
All students are required to open a normal saving account (under single name) for PTPTN loan application.

For students who are below 18 years old, you need to hold on to the application until you reach 18 years old to open the normal saving account (under single name).

The PTPTN application can be done in the following intake (upon turning 18 years old).
 
4.   SSPN-i Account
Introduction

Skim Simpanan Pendidikan Nasional (SSPN-i) is a savings system specially designed by the Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) for higher education. The system offered is Syariah compliant based on the "Wakalah Bil Istithmar" concept, whereby the depositors appoint PTPTN to manage their deposits for investment purposes.

Beginning of 1st January 2012, students who wish to apply for PTPTN education financing for their studies are REQUIRED to have an SSPN-i account with a minimum deposit of RM20.00.

The opening of an account is encouraged to be done through Maybank, Bank Islam Malaysia Berhad (Bank Islam), Agrobank, Bank Rakyat and RHB Bank to expedite the process.


Benefits
  • Eligibility for educational financing application;
  • Tax relief assessment of current year net savings up to RM6,000.00 per year;
  • Free Takaful coverage for the depositors who have savings of RM1,000.00 and above*;
  • Rewards of matching grant up to RM10,000.00 for eligible families**;
  • Savings guaranteed by the Government;
  • Competitive dividends and exempted from income tax; and
  • Savings access in PTPTN and over 3,000 SSPN-i agent branches.
* Free Takaful coverage in the form of death/ total permanent disabilities (RM to RM) benefit and funeral expenses is eligible for depositors aged 18 to 65 years, while beneficiaries aged 1 to 28 years are eligible to receive funeral expenses subject to the stipulated terms and conditions.

* Eligible before date of birth.

** Families with a monthly income (basic salary) not exceeding RM2,000.00 is eligible for the matching grant when their children are accepted and enrolled in higher learning institutions. The application must be attached by complete documents and submitted to PTPTN Offices. Matching Grants eligibility is subject to the stipulated terms and conditions.



Terms & conditions to opening an SSPN-i account
  • The depositor and the beneficiary must be a Malaysian citizen;
  • Depositor also can open account for himself as beneficiary;
  • Each depositor can only open one account for the same beneficiary;
  • Beneficiary must be 1 day up before reaching the age of 29 years (or below 29 years old);
  • Beneficiary who have had accounts opened by depositor can open an account for himself or open an account for any other citizen. This means beneficiary at the same time can be a depositor; and
  • Different depositor is allowed to open an account for the same beneficiary and no limit on the number of accounts for each beneficiary.

Opening of an Account

SSPN-i account can be opened at PTPTN counters and SSPN-i agents nationwide. Documents needed when opening an account:
  • Copy of the applicant's MyKad/ Police or Military Card;
  • Copy of the child's Birth Certificate/ MyKid/ MyKad; and
  • Letter of Declaration/ Certificate of Adoption (for parents who are opening an account for adopted child under their legal care).
For more information about SSPN-i, please click here.
 
5.   BSN-PTPTN PIN Number
  • The PIN number can be purchased from Bank Simpanan Nasional (BSN) for RM5.00 (valid for 6 months ONLY). Please keep the receipt for website log-in purposes
  • Should there be any difficulty in logging-in or in resetting the password, please contact:

    PTPTN One-Stop-Centre
    Unit 1 & 2A, 2B,
    Level 2, Stesen Sentral Kuala Lumpur
    50470 Kuala Lumpur

    Contact number : 03- 2080 4455
    Official Website : http://www.ptptn.gov.my
    Operation Hours : 8.30am to 5.00pm (Monday to Thursday)
      : 8.30am to 12.15pm, 2.45pm to 5.00pm (Friday)
 
6.  PTPTN Briefing Schedule
Applicants are encourage to attend ONE of the briefings as mentioned below. The briefings include a step-by-step guidance on how to apply for a PTPTN loan and the guidelines to complete PTPTN Agreement Documents.

Students may apply AT MOST 30 DAYS before the commencement date of class that is written in the UCSI Offer letter.

Intakes (All programme) Briefing for PTPTN Online Application & Agreement Deadline of the Online Application Confirmation of the application status Submission of the PTPTN documents to Student Affairs & Alumni (SAA)
January *20/1/2016 (Wednesday)
12:00 noon
Conference Room, 5th Floor (Block B), KL Campus (South Wing)
28/2/2016 Within five (5) working days after the application deadlines Within (2) weeks after the respective deadline of the PTPTN Online Application
May *06/5/2016 (Friday)
3:00 pm
Conference Room, 5th Floor (Block B), SW

Or

18/5/2016 (Wednesday)
3:00 pm
Function Room 2, KL Campus (North Wing)
30/5/2016
July / August / September *12/7/2016 (Tuesday)
3:00 pm
Function Room 2, NW

Or

9/9/2016 (Friday)
3:00 pm
Conference Room, 5th Floor (Block B), SW
30/9/2016
Special Application *1/11/2016 (Tuesday)
3:00 pm
Conference Room, 5th Floor (Block B), SW
30/11/2016

* The PTPTN Briefing date & venue are subject to change until further notice.
** Kindly check your STUDENT EMAIL regularly for any updated information.

Applicants MUST submit their online application before the deadline (according to batches as above).
  • Applicants will be notified of the status of their application (approved / rejected) via email and SMS within five (5) working days after the above-mentioned deadlines.
  • Applicants may check the application status in the PTPTN portal.
  • The processing of loan applications normally takes between 1 – 2 months.
  • Please contact Student Affairs and Alumni administrator if there is no notification regarding your application status.
  • For applicants who are applying PTPTN during the second semester or onwards, you may apply for any PTPTN online application deadline but kindly be noted that you will not get full disbursement amount.
7.   PTPTN Loan Amount
As of 1st November 2014, PTPTN will reduce the total loan amount for their new applicants. For private higher education institution, a total of 15% from the previous total loan amount will be deducted. PTPTN will also use the Bantuan Rakyat 1Malaysia (BR1M) data to determine the amount eligible to the applicants. However, total loan amount for the program of Doctor of Medicine will remain the same. There are three levels of loan amount designed by PTPTN to determine the amount eligible to the applicants. The details of the loan levels are as below:

No Level Description of Eligibility
1 Maximum Student's or parents' names are listed as recipient of BR1M
2 75% of maximum loan amount Family income lower than RM8,000 (names not listed in BR1M)
3 50% of maximum loan amount Family income higher than RM8,000 (names not listed in BR1M)

Below are the comparative table for old and new loan amount for each semester. The calculation is based on the guideline by PTPTN and has been rounded off to zero decimal place. The exact amount will be determined by PTPTN. The loan will be disbursed twice a year (long semester only).

Income group   New Loan Amount Table
Maximum 75% 50%
First Degree - Engineering & Science RM7013 RM5259 RM3506
First Degree - Business & Arts RM6800 RM5100 RM3400
Diploma - Engineering & Science RM3400 RM2550 RM1700
Diploma - Business & Arts RM3400 RM2550 RM1700
Diploma in Nursing RM6375 RM4781 RM3187.5
Bachelor of Nursing RM8500 RM6375 RM4250
Bachelor of Pharmacy RM8500 RM6375 RM4250
Doctor of Medicine RM15,000 RM15,000 RM15,000
Bachelor of Optometry RM8,500 RM6,375 RM4,250

Please click here to view the circulation by PTPTN regarding the new loan amount policy.
 
8.   Academic Performance
PTPTN will stop disbursement under the following circumstances:
  • Deferment of studies.
  • Failure to complete studies within the designated time-frame.
  • Student's semester Grade Point Average (GPA) is lower than 2.0 (50%).
  • Prior to disbursement of the loan, PTPTN will request the University to provide student's results at the end of each semester. Please take note that PTPTN has the right to discontinue disbursement of the loan if a student's academic performance has deteriorated.
Please refer to the example below:

Semester GPA Status of Payment
Jan. 2011 <2.0 PTPTN will disburse loan
May 2011 2.0 Stop payment based on Jan. 2011 results
Jan. 2012 <2.0 Will disburse based on May 2011 results
May 2012 2.0 Stop payment based on Jan. 2012 results

* Please note that PTPTN WILL NOT pay back STOPPED PAYMENTS.
 
9.   Insurance
Starting 1st June 2008, all student recipients of the PTPTN loan must register for the Students’ Insurance Policy.
  • The appointment of an insurance company and payment of premium (deducted from the loan total) will be handled by PTPTN.
  • Insurance deductions will be done for every semester when the loans are disbursed.
  • The insurance deduction depends on the total loan amount as below;

    Bil. Loan per semester (RM)
    (a)
    Total semester
    (b)
    Total loan (RM)
    (c)= (a) x (b)
    Total premium
    (RM)
    Deduction of premium
    every semester (RM)
    1 2,500.00 6 15,000.00 180.00 30.00
    2 3,500.00 6 21,000.00 252.00 42.00
    3 6,500.00 6 39,000.00 655.20 109.20
    4 8,000.00 6 48,000.00 806.40 134.40
    5 10,000.00 6 60,000.00 1,296.00 216.00
    6 15,000.00 10 150,000.00 3,384.00 338.40

  • For current loan borrowers whose insurance deduction prior to this is less than the amount stated, the amount will be re-calculated and extra deductions will be made.
 
10.   Loan Repayment
Subject to the latest policy, PTPTN will charge a 1% service fee per year on the total outstanding loan amount. Graduates must start repaying the loan 6 months after graduation or employment (whichever is earlier).

Please check the repayment channels here: http://www.ptptn.gov.my/web/english/repayment-channels.

Please check the repayment exemption here: http://www.ptptn.gov.my/web/english/repayment-exemption. This is only for First Class Honour Recipients who may apply the repayment exemption after the convocation and request the related documents from the Registrar Office. To access the Borang Permohonan dan Akuan Penerima Biaya Bagi Pengecualian Bayaran Balik Pembiayaan Kerana Mendapat Ijazah Sarjana Muda Dengan Kepujian Kelas Pertama atau Setaraf Dengannya, please visit http://www.ptptn.gov.my/web/guest/borang2

The repayment period for:
  • Science degree - 240 months (20 years)
  • Arts degree - 180 months (15 years)
  • Diploma - 120 months (10 years)
 
11.   Enquiries/Information
For enquiries, please meet the administrator at Student Affairs & Alumni, 3rd Floor, Block A, UCSI University Kuala Lumpur Campus (South Wing) or contact the person(s) as below:

No Name Contact No. Email Address
1 Ms. Tan Huey Yen 03-9101 8880 ext 3105 tanhy@ucsiuniversity.edu.my
2 Ms. Syazwani Bt Mohd Sabri 03-9101 8880 ext 3102 syazwani@ucsiuniversity.edu.my
3 Mr. Arumugam Muthusamy 03-9101 8880 ext 3006 arumugam@ucsiuniversity.edu.my


Note:
The information contained in this web page has been provided by PTPTN. The information is correct at the time of upload and UCSI University reserves the right to make amendments without prior notice. We will not be held liable for subsequent changes to the information.
 
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