Major Refereed Journal Publications

2026

• Raigul Doszhan, R., Glavee-Geo, R., Sabidullina, A., Zhanibekova, G., Baimukhanova, S., Shaikh, A.A. (2026). Examining AI-Mobile payment applications through ISSM and perceived value theories: The role of alternative attractive service design options, European Research on Management and Business Economics, 32(2), 1-16. https://doi.org/10.1016/j.iedeen.2026.100315 [Scopus Indexed/Q1].
• Shaikh, A. A. (2026). Governance of Generative AI in Developing Country Universities: A TOE-Based Integrative Review of Global Guidelines and Institutional Policies. Journal of Information and Knowledge Management, In press [Scopus Indexed/Q3].
• Pobee, F., Jibril, A.B., Shaikh, A.A., and Rakhmanovna, S.S. (2026). E-commerce infrastructure in achieving e-commerce success: the moderating role of the ageing population. International Journal of Electronic Business, In Press [Scopus Indexed/Q3].

2025

•  Salimgereyev, N., Shaikh, A.A., Mukhamediyev, B., and Czerewacz-Filipowicz, K. (2025). Revamping staffing strategy: a bottom-up approach. Annals of Operations Research, 353, 1079-1098. https://doi.org/10.1007/s10479-025-06813-3 [Scopus Indexed/Q1].
• Al-Fraihat, D., Alshahrani, A. M., Alzaidi, M., Shaikh, A. A., Al-Obeidallah, M., & Al-Okaily, M. (2025). Exploring students’ perceptions of the design and use of the Moodle learning management system. Computers in Human Behavior Reports, 18, 1-14. https://doi.org/10.1016/j.chbr.2025.100685 [Scopus Indexed/Q1]
• Doszhan, R. D., Zhumadilova, T. B., Zhakupova, B. Z., Daribayeva, M., Al-Okaily, M., & Shaikh, A. A. (2025). Redefining Fintech adoption in emerging market: extending the ISSM model. Journal of Financial Services Marketing, 30(3), 1-19. https://doi.org/10.1057/s41264-025-00312-z [Scopus Indexed/Q2]
• Shaikh, A.A., Glavee-Geo, R., and Turginbaveya, A. (2025), Driving change: Unrevealing the landscapes of ride-sharing and ridehailing services in a developing country. Research in Transportation Business and Management, 60, 1-15. https://doi.org/10.1016/j.rtbm.2025.101351 [Scopus Indexed/Q1]
• Kshetri, N., Sharma, R., & Shaikh, A. A. (2025). Economic and Social Impacts of Generative Artificial Intelligence. IT Professional, 27(2), 17-20. https://doi.org/10.1109/MITP.2025.3552884 [Scopus Indexed/Q2]
• Araújo, F., Brandão, A., & Shaikh, A. A. (2025). Exploring the influence of patient testimonials on healthcare services: a social identity theory perspective. European Business Review, 37(3), 532-557. https://doi.org/10.1108/EBR-01-2024-0049 [Scopus Indexed/Q1]
• Shaikh, A.A., Loucis, S., & Sharma, R. (2025). Implementing Responsible AI: A Life-Cycle Reference Model Based on FATES Principles. Journal of Information and Knowledge Management, 25(1), 1-14. https://doi.org/10.1142/S0219649225500789 [Scopus Indexed/Q3]

2024

• Salimgereyev, N., Mukhamediyev, B. and Shaikh, A.A. (2024). Measuring the routine and non-routine task contents: a comparative study between state and industrial sector employees. International Journal of Productivity and Performance Management, 73(10), 3086-3111. https://doi.org/10.1108/IJPPM-03-2023-0129 [Scopus Indexed/Q1]
• Shaikh, A. A., Liebana-Cabanillas, F., Alharthi, M., Alamoudi, H., & Karjaluoto, H. (2024). Analysing user well-being in ridehailing services. Spanish Journal of Marketing-ESIC, 28(2), 207-227. https://doi.org/10.1108/SJME-12-2022-0253 [Scopus Indexed/Q1]

2023

• Buitek, E. К., Kaliyeva, S. A., Turginbayeva, A. N., Meldakhanova, M. K., & Shaikh, A. A. (2023). How much does an employer's attractiveness matter to youth employment? Evidence from a developing country. Asia-Pacific Journal of Business Administration. 17(1), 258-283. https://doi.org/10.1108/APJBA-02-2023-0086 [Scopus Indexed/Q1]
• Alamoudi, H., Shaikh, A. A., Alharthi, M., & Dash, G. (2023). With great power comes great responsibilities–Examining platform-based mechanisms and institutional trust in rideshare services. Journal of Retailing and Consumer Services, 73, 1-15. https://doi.org/10.1016/j.jretconser.2023.103341 [Scopus Indexed/Q1]
• Shaikh, A. A., Glavee-Geo, R., Karjaluoto, H., & Hinson, R. E. (2023). Mobile money as a driver of digital financial inclusion. Technological Forecasting and Social Change, 186, 1-14 https://doi.org/10.1016/j.techfore.2022.122158 [Scopus Indexed/Q1]

2022

• Almajali, D., Al-Okaily, M., Al-Daoud, K., Weshah, S., & Shaikh, A. A. (2022). Go cashless! Mobile payment apps acceptance in developing countries: The Jordanian context perspective. Sustainability, 14(20), 1-18. https://doi.org/10.3390/su142013524 [Scopus Indexed/Q1]
• Shaikh, A. A., Alamoudi, H., Alharthi, M., & Glavee-Geo, R. (2022). Advances in mobile financial services: a review of the literature and future research directions. International Journal of Bank Marketing, 41(1), 1-33. https://doi.org/10.1108/IJBM-06-2021-0230 [Scopus Indexed/Q1]
• Alamoudi, H. O., Alharthi, M. D., Shaikh, A. A., & Haddoud, M. Y. (2022). Examining the antecedents and consequences of perceived value–a case study of mobile banking application usage in the Kingdom of Saudi Arabia. International Journal of Mobile Communications, 20(3), 263-284. https://doi.org/10.1504/IJMC.2022.122609 [Scopus Indexed/Q3]

2021

• Karjaluoto, H., Glavee-Geo, R., Ramdhony, D., Shaikh, A. A., & Hurpaul, A. (2021). Consumption values and mobile banking services: Understanding the urban–rural dichotomy in a developing economy. International Journal of Bank Marketing, 39(2), 272-293. https://doi.org/10.1108/IJBM-03-2020-0129 [Scopus Indexed/Q1]
• Cabrera-Sánchez, J. P., Villarejo-Ramos, Á. F., Liébana-Cabanillas, F., & Shaikh, A. A. (2021). Identifying relevant segments of AI applications adopters–Expanding the UTAUT2’s variables. Telematics and Informatics, 58, 1-18 https://doi.org/10.1016/j.tele.2020.101529 [Scopus Indexed/Q1]
• Sharma, R. S., Shaikh, A. A., & Li, E. (2021). Designing Recommendation or Suggestion Systems: looking to the future. Electronic Markets, 31, 243-252 https://doi.org/10.1007/s12525-021-00478-z [Scopus Indexed/Q1]
• Suyunchaliyeva, M. M., Nautiyal, R., Shaikh, A. A., and Sharma, R. (2021). The Use of Mobile Payment Systems in Post-COVID-19 Economic Recovery: Primary Research on an Emerging Market for Experience Goods. Sustainability, 13(24), 1-17. https://doi.org/10.3390/su132413511 [Scopus Indexed/Q1]
• Sharma, R., Shaikh, A. A., Bekoe, S., & Ramasubramanian, G. (2021). Information, Communications and Media Technologies for Sustainability: Constructing Data-Driven Policy Narratives. Sustainability, 13(5), 29-34. https://doi.org/10.3390/su13052903 [Scopus Indexed/Q3]

2020

• Karjaluoto, H., Shaikh, A. A., Leppäniemi, M., & Luomala, R. (2020). Examining consumers’ usage intention of contactless payment systems. International Journal of Bank Marketing, 38(2), 332-351 https://doi.org/10.1108/IJBM-04-2019-0155 [Scopus Indexed/Q1]
• Glavee-Geo, R., Shaikh, A. A., Karjaluoto, H., & Hinson, R. E. (2020). Drivers and outcomes of consumer engagement: Insights from mobile money usage in Ghana. International Journal of Bank Marketing, 38(1), 1-20 https://doi.org/10.1108/IJBM-01-2019-0007 [Scopus Indexed/Q1]
• Shaikh, A. A., Alharthi, M. D., & Alamoudi, H. O. (2020). Examining key drivers of consumer experience with (non-financial) digital services—An exploratory study. Journal of Retailing and Consumer Services, 55, 1-10 https://doi.org/10.1016/j.jretconser.2020.102073 [Scopus Indexed/Q1]
• Shaikh, A. A., Sharma, R., & Karjaluoto, H. (2020). Digital innovation & enterprise in the sharing economy: An action research agenda. Digital Business, 1(1), 1-4 https://doi.org/10.1016/j.digbus.2021.100002 [Scopus Indexed/Q1]

2019

• Karjaluoto, H., Shaikh, A. A., Saarijärvi, H., & Saraniemi, S. (2019). How perceived value drives the use of mobile financial services apps. International Journal of Information Management, 47, 252-261 https://doi.org/10.1016/j.ijinfomgt.2018.08.014 [Scopus Indexed/Q1]
• Abdul-Hamid, I. K., Shaikh, A. A., Boateng, H., & Hinson, R. E. (2019). Customers' Perceived Risk and Trust in Using Mobile Money Services—an Empirical Study of Ghana. International Journal of E-Business Research (IJEBR), 15(1), 1-19 https://doi.org/10.4018/IJEBR.2019010101 [Scopus Indexed/Q3]

2018

• Shaikh, A. A., Karjaluoto, H., & Häkkinen, J. (2018). Understanding moderating effects in increasing share-of-wallet and word-of-mouth: A case study of Lidl grocery retailer. Journal of Retailing and Consumer Services, 44, 45-53 https://doi.org/10.1016/j.jretconser.2018.05.009 [Scopus Indexed/Q1]

2017

• Glavee-Geo, R., Shaikh, A. A., & Karjaluoto, H. (2017). Mobile banking services adoption in Pakistan: are there gender differences? International Journal of Bank Marketing, 35(7), 1090-1114 https://doi.org/10.1108/IJBM-01-2019-0008 [Scopus Indexed/Q1]
• Shaikh, A. A., Glavee-Geo, R., & Karjaluoto, H. (2017). Exploring the nexus between financial sector reforms and the emergence of digital banking culture–Evidence from a developing country. Research in International Business and Finance, 42, 1030-1039 https://doi.org/10.1016/j.ribaf.2017.07.039 [Scopus Indexed/Q1]

2016

• Shaikh, A. A., & Karjaluoto, H. (2016). On some misconceptions concerning digital banking and alternative delivery channels. International Journal of E-Business Research (IJEBR), 12(3), 1-16 https://doi.org/10.4018/IJEBR.2016070101 [Scopus Indexed/Q3]

2015

• Shaikh, A. A., & Karjaluoto, H. (2015). Mobile banking adoption: A literature review. Telematics and informatics, 32(1), 129-142 https://doi.org/10.1016/j.tele.2014.05.003 [Scopus Indexed/Q1]
• Shaikh, A. A., & Karjaluoto, H. (2015). Making the most of information technology & systems usage: A literature review, framework and future research agenda. Computers in Human Behavior, 49, 541-566 https://doi.org/10.1016/j.chb.2015.03.059 [Scopus Indexed/Q1]

Conference proceedings (Scopus/Full-Paper

• Shaikh, A.A., & Karjaluoto, H. (2023). Reinventing the case-method teaching approach using a new technological tool. In Proceedings of the 23rd International Conference on Electronic Business. ICEB’23, Chiayi, Taiwan, October 19-23, 2023.
• Shaikh, A.A., & Dar, D. (2023). Evaluating the key factors affecting hedonic motivations of online video game players. In Proceedings of the 23rd International Conference on Electronic Business. ICEB’23, Chiayi, Taiwan, October 19-23, 2023.
• Chukwuere, J.E., Ntseme, O.J., & Shaikh, A.A. (2021). Toward the Development of a Revised Technology Acceptance Model. In Proceedings of the 21st International Conference on Electronic Business. ICEB’21, Nanjing, China, December 3-7, 2021.
• Sharma, R., Kshetri, N., Wingreen, S., Shaikh, A.A., & Altamimi, F. (2021). UML Artefacts for a Blockchain enabled Platform for Fairtrade. In Proceedings of the 21st International Conference on Electronic Business. ICEB’21, Nanjing, China, December 3-7, 2021.
• Bhutto, M.H., Shaikh, A.A., & Sharma, R. (2021). Factors Affecting the Consumers' Purchase Intention and Willingness-to-Pay More for Electric-Vehicle Technology. In Proceedings of the 21st International Conference on Electronic Business. ICEB’21, Nanjing, China, December 3-7, 2021.
• Samasubramanian, G., Shaikh, A.A., & Sharma, R. (2020). Examining the impact of sustainable development- A data-driven narrative. In Proceedings of the 54th Hawaii International Conference on System Sciences (HICSS), Kauai, Hawaii (USA), January 5-8, 2021.
• Shaikh, A.A., Karjaluoto, H., & Liébana Cabanillas, FJ (2019). What drives customer Satisfaction and well-being in ridesharing? A developing country perspective. In Proceedings of the 19th International Conference on Electronic Business, Newcastle, UK (pp. 761-765), December 8-12, 2019.
• Shaikh, A. A. (2019, June). Identifying Critical Determinants of 'Digital Customer Services' Usage–An Exploratory Study. In International Conference on Advances in National Brand and Private Label Marketing (pp. 190-196), Barcelona, Spain, Springer, Cham.
• Shaikh, A.A., Glavee-Geo, R., Hinson, R.E., & Karjaluoto, H. (2018). Examining consumer mobile money usage behaviour in Ghana. In Proceedings of the 18th International Conference on Electronic Business, Guilin, China, December 2-6, 2018.
• Janne, H., Karjaluoto, H., & Shaikh, A.A. (2016). Consumer engagement and behavioral intention towards continuous use of innovative mobile banking applications - A case study of Finland. In Proceedings of the International Conference on Information Systems (ICIS-2016), Dublin, Ireland, December 11–14, 2016.
• Shaikh, A.A., & Karjaluoto, H. (2016). Mobile banking services continuous usage - Case study of Finland. In Proceedings of the Hawaii International Conference on System Sciences (HICSS-49), Kauai, Hawaii (USA), January 5–8, 2016.

Publications intended for young researchers and doctoral students

• Shaikh, A.A. (2016). Seven steps to publishing in a scientific journal. Available online at Elsevier: https://www.elsevier.com/connect/7-steps-to-publishing-in-a-scientific-journal
• Shaikh, A.A. (Nov 2015). A brief guide to research collaboration for the young scholar. Available online at Elsevier: https://www.elsevier.com/connect/a-brief-guide-to-research-collaboration-for- the-young-scholar
• Shaikh, A.A. (July 2015). Five secrets to surviving (and thriving in) a Ph.D. program. Available online at Elsevier: http://www.elsevier.com/connect/5-secrets-to-surviving-and-progressing-in-a-phd-program Book/Monograph (Editor)
• Sharma, V., Gupta, M., Arora, N., & Shaikh, A. A. (Eds.). (2025). Fintech and Financial Inclusion: Leveraging Digital Finance for Economic Empowerment and Sustainable Growth. Taylor & Francis (Routledge).
• Shaikh, A. A., & Karjaluoto, H. (Eds.). (2018). Marketing And Mobile Financial Services: A Global Perspective On Digital Banking Consumer Behaviour. Taylor & Francis (Routledge).
• Shaikh, A. A., Mutanov, G., & Karjaluoto, H. (Eds.). (2024). Blockchain, Metaverse, And Digital Payments: A Global Digital Consumer Perspective. Taylor & Francis (Routledge).